How to dispute a charge at TD Bank
TD Bank gives cardholders 60 days from the statement date to file a dispute. TD Bank typically resolves disputes within 10 business days of filing. A complete, well-documented letter gives the investigator everything they need to decide quickly.
Dispute windows
Dispute window60 days from statement date
Chargeback window120 days from transaction date
Typical resolution10 business days
Debit card vs credit card protections
Debit card (Reg E)
Debit: 60 days from statement date; provisional credit timelines vary by dispute type
Credit card (Reg Z)
Credit: 60 days from statement date under FCBA
How to file at TD Bank
- 01Online: https://www.tdbank.com
- 02Phone: 1-888-751-9000
- 03In-branch disputes supported
Generate your TD Bank dispute letter
Select your dispute type and we'll generate a personalized letter, pre-filled with TD Bank-specific submission instructions and your deadline.
Select your dispute type:
Unauthorized chargeDuplicate chargeDidn't receive goods or serviceNot as described / defectiveFree trial I didn't authorizeRecurring charge after cancellation
Write my TD Bank dispute letter →